I don’t yet have a good grasp of Libra, the Facebook led cryptocurrency. Ben Thompson gives a good primer on it in broad strokes. He also adds some color in light of his Aggregation Theory. I found this bit intriguing:

The second use case will be using Libra to transact with merchants, who stand to benefit both from reduced fees relative to credit cards as well as larger addressable markets (i.e. potential users who don’t have credit cards). Note that none of Libra’s Founding Members are banks, which impose the largest percentage of credit card fees; Visa and Mastercard, on the other hand, are, like PayPal, happy to sit on top of Libra.